Trucking Insurance Partners | Commercial Truck Insurance for Owner-Operators & Fleets
Licensed across multiple carriers · A division of DSB Insurance Agency Call now: 740-656-5119
Semi-truck with trailer driving through a desert highway at sunset
BUILT FOR OWNER-OPERATORS & SMALL FLEETS

Get your truck covered without the runaround.

One point of contact for commercial auto, cargo, and liability coverage, plus every filing you need to get your authority up and running. Certificates of insurance on your phone, any hour, any dispatcher.

24/7Certificate access via our app
1Point of contact for coverage + filings
MultiCarrier markets, shopped for you

Get your quote

Tell us about your operation. We'll call you back with real numbers, not a form-letter estimate.

No obligation. A licensed agent calls you back — usually same day.

Close-up of a semi-truck grille and headlights in the rain

Coverage built around the freight you actually haul

We place both small operations and large fleets, shopping your risk across multiple carriers instead of locking you into one.

01

Commercial auto liability

Meets your federal filing minimums and state requirements.

02

Motor cargo

Protects the freight you're contracted to deliver, load to load.

03

Physical damage

Covers your tractor and trailer against collision and comprehensive loss.

04

General liability

Covers non-trucking exposures at your yard, terminal, or shop.

05

Non-trucking liability

Covers you when the truck is off-dispatch, off the clock.

06

Large fleet programs

Custom-placed coverage for fleets beyond owner-operator scale.

Forklift moving wrapped freight pallets in a warehouse

Cargo coverage, warehouse to delivery

Whatever you're hauling, your motor cargo policy is built around the freight you actually move — not a generic limit.

Insurance agent holding a protective hand over a truck icon, symbolizing coverage
MORE THAN INSURANCE

One team for coverage, compliance, and everyday access

Most agents stop at the binder. We also set up your entity, file your federal paperwork, and keep your certificates a tap away.

01

Insurance coverage

Auto liability, cargo, physical damage, general liability, and more — shopped across carriers.

02

Business formation & filings

LLC formation, DOT/MC numbers, BOC-3, MCS-150, 2290, KY Permit, UCR, and IFTA.

03

24/7 certificate access

Pull a certificate of insurance from our app anytime a broker or shipper needs one.

See everything we handle →

We also handle the paperwork that gets you ready to haul

Most agents stop at the insurance binder. We go further — setting up your entity and filing everything FMCSA and your state require to operate.

✓LLC / Corporation formation
✓DOT number application
✓MC number application
✓BOC-3 process agent filing
✓MCS-150 filing
✓IRS Form 2290 (HVUT)
✓Kentucky KY Permit
✓UCR registration
✓IFTA license
A lineup of semi-trucks parked side by side at a fleet yard
From a single owner-operator to a growing fleet — one team handles the entity, the filings, and the coverage.
See the full filing checklist →
Trucking Insurance Partners
Certificate of InsuranceUnit 214 · Active · Issued instantly
Certificate of InsuranceUnit 219 · Active · Issued instantly
Certificate of InsuranceUnit 226 · Active · Issued instantly

Certificates of insurance, on your phone, 24/7

Our app puts your certificates in your pocket — no waiting on office hours to satisfy a broker or shipper request.

  • Pull a certificate at 2 a.m. before a load, not just 9-to-5
  • Send proof of coverage straight from the app to a broker or shipper
  • See your active policies and filing status in one place
Independent agencyWe shop your risk across carriers instead of selling one company's rate.
Insurance + complianceCoverage and your FMCSA filings, handled by the same team.
Ohio-based, road-testedPart of DSB Insurance Agency, serving trucking operations of every size.

Common questions, answered

A few of the things new and growing carriers ask us most.

Do I need my MC number before I can get insured?

You can start the insurance process before your MC number is issued, but your policy has to be on file with FMCSA before your authority can go active — we coordinate the timing for you.

What's the difference between motor cargo and general liability?

Motor cargo covers the freight you're hauling; general liability covers other exposures, like an accident at your yard or shop that isn't related to the load itself.

Can I access my certificate of insurance outside business hours?

Yes — our app gives you 24/7 access to your active certificates, so you're not stuck waiting for office hours when a broker needs proof of coverage.

See the full FAQ →

From the blog

Guidance for owner-operators and small fleets on coverage, filings, and staying compliant.

Getting Started

Getting Your Trucking Authority: What Actually Has to Happen Before You Haul Your First Load

The order most new carriers work through — from LLC formation to your first certificate of insurance.

Read the post →
Compliance

IFTA and UCR Renewal Deadlines Every Carrier Should Know

The recurring filings that are easy to lose track of once you're running — and what happens if you miss one.

Read the post →